Today's roads are full of traffic and distractions. An auto policy protetcs the owner of the vehicle (the insured) in the event of an accident. This includes bodily injury to others, personal injury, uninsured and underinsured motorists coverage, and damage to another's property.
It's important to consider the side effects of an auto accident. This could include alternate transportation when your car is in the shop, towing fees after an accident, medical payments, and collision and comprehensive coverage.
The biggest investment most people will ever make is in their home. That's why it makes sense to protect the sizable financial investment you've made in your own home with a comprehensive homeowners plan.
Considering the amount of time we spend at home, it's important to provide proper coverage. Homeowners insurance offers protection for your home, other structures on your property (i.e. detached garage), your personal belongings (i.e. furniture, clothes, appliances), liability, and additional living expenses when you are unable to live in your home in the event of an accident.